41.   Besides the tax write-off, SEP-IRAs require much less paperwork than Keoghs, which are another retirement plan used by the self-employed.

42.   Blair sounds firm about her retirement plans despite her success in February at the World Sprint Championships in Milwaukee.

43.   Bob Gallo, a principal at Buck Consultants in San Francisco, says the employer determines the amount of compensation that can be contributed to your retirement plan.

44.   Boeing will fund the program over time from its retirement plan.

45.   Both sides also agree that increasing the amounts that can be put away untaxed will encourage more savings in retirement plans.

46.   A better alternative is to replace Social Security, over time, with personal retirement plans.

47.   A key complaint was that brokers marketed life insurance policies as retirement plans.

48.   A qualified retirement plan, such as an IRA or SEP, is one of the best tax shelters available today.

49.   A Texas securities commissioner testified that most Americans are financially illiterate despite record numbers of American households participating in the stock markets through retirement plans.

50.   A second one often is the whole area of retirement plans and pensions.