41.   Those reviews, although confidential, were released Monday by a state senator and say state regulators found patterns of stalling and lowballing settlement offers by some companies.

42.   Time and again, the company made proposals about how to open its cable system to rivals, and time and again the regulators found problems with the proposals.

43.   Typically the standard is applied in takeover situations, but regulators found it applied in this case as well.

44.   When sites are checked, regulators commonly find problems with compliance.

45.   In fact, few people ever make money in day trading and some have lost tens of thousands of dollars, regulators have found.

46.   In the asthma study case, federal regulators found that researchers had bypassed several safety checkpoints.

47.   New Jersey regulators found they had complaints from more than a dozen doctors accusing the HMO of lateness in paying claims.

48.   Regulators found that Superior engaged in poor lending practices, inadequate supervision of employees and poor record keeping.

49.   State regulators found that his company, Southern Star-Hung International Inc., had no permit to discharge wastewater from eel ponds.

50.   The regulators also found that the violations stemmed from a single employee who is no longer employed at Bankers Trust, one of the sources said.