41.   As job creation exceeds the increase in the work force, unemployment rates should fall.

42.   As rates fall and more consumers refinance, the durations of mortgage securities shrink and investors benefit less and less.

43.   As rates fall, stocks become more attractive for investors looking for higher returns.

44.   As rates fall, the cost of borrowing drops and typically spurs consumer spending.

45.   As rates fell, mortgage refinancing put billions of dollars into the pockets of homeowners without raising their monthly payments.

46.   As rates fall and homeowners refinance, those loans are repaid and IO prices fall.

47.   As rates fall, economic growth will resume and drive corporate profits higher, traders said.

48.   As rates fall, homeowners refinance mortgages.

49.   As rates fall, investors are looking for alternative investment opportunities, which include shares in emerging markets such as Chile.

50.   As rates fall, investors tend to accept greater risk in their search for higher yields.