41.   Janee Briesemeister, senior policy analyst with the Southwest regional office of Consumers Union, offers some plausible explanations.

42.   Joshua M. Wiener, a health policy analyst at the Brookings Institution, said the lobbying has been extremely effective.

43.   Meet Sarah Youssef, the education policy analyst for the Bush campaign.

44.   Meet Sarah Yussef, the education policy analyst for the Bush campaign.

45.   Nina Chokraii Rees, education policy analyst at the Heritage Foundation, a conservative research group in Washington, seconded that observation.

46.   Nina Williams-Mbengue, a policy analyst for the National Conference of State Legislatures, said it was unclear whether the laws would work.

47.   Nonetheless, consumers should remain concerned about the continued market volatility and technical problems, said Janee Briesemeister, a senior policy analyst for Consumers Union.

48.   Nor do policy analysts at the libertarian Cato Institute see much cause to cheer.

49.   One reason, the policy analyst noted, is a feeling among Democrats in Washington that governors make the best presidential candidates.

50.   On the other side of the political spectrum, Celia Wexler, a senior policy analyst with the group Common Cause, agrees.