41.   The association also offers insurance.

42.   The company is starting to offer its insurance in Iowa and Pennsylvania, after expanding into Illinois and Indiana about a year ago.

43.   The company offers optional insurance, Kabra said.

44.   The insurance would be offered to cotton farmers in Georgia, Texas, Oklahoma and Arizona.

45.   The software considers factors like rates of return, probability of earning those rates and the reputation of the company offering the insurance.

46.   They favor a plan that would subsidize private insurers to encourage them to offer drug insurance to Medicare beneficiaries.

47.   They have little trouble attracting the notice of dividend-hungry raiders like Kerkorian and they offer investors insurance that there are hard assets backing up the stock price.

48.   This would breathe life into the dormant homeowners-insurance market, because it would let private insurers sell homeowners coverage without being required to offer quake insurance.

49.   Two years ago, the Health Insurance Association of America warned that its members probably would not offer insurance to cover just prescription drugs.

50.   Until last year, Empire, a nonprofit company, had been the only insurer in the region required to offer insurance to all who could pay.