41.   Indeed, polls have found that voters nationwide think the campaign finance system needs major reform.

42.   Instead, he has chosen a less bellicose tack of agreeing that some reforms are needed -- but only in moderation.

43.   Many European countries still need structural reforms, such as their costly social security systems and inflexible labor markets, Tietmeyer said.

44.   Many needed reforms, such as widening access to credit or land titles, cost very little.

45.   Medicare desperately needs reform.

46.   Major reforms are needed before the bulk of the new money starts flowing over the next few years.

47.   Miller said the sheer magnitude of donations, Indian and otherwise, is an example of why campaign reform is badly needed in California.

48.   More proof that we need bank reform.

49.   North Korea desperately needs agricultural reforms.

50.   No radical reform is needed.