41.   FirstCity, also based in Houston, operates mortgage lender Jay-Hawk Asset Management, student lender ETA and sub-prime auto lender National Auto Funding.

42.   Federally regulated mortgage lenders also must disclose this to borrowers.

43.   For instance, when a mortgage lender forgives the balance owed after a foreclosure sale, or a car lender reduces the balance due after a repossession sale.

44.   Freddie Mac is a stockholder-owned corporation chartered by Congress to increase the supply of money that mortgage lenders can make available to homebuyers.

45.   Halifax is the largest of four building societies --mortgage lenders owned by their customers -- that will become banks by distributing free shares to qualifying customers.

46.   Halifax and Abbey National Plc, the two top U.K. mortgage lenders, may be too big to be taken over but may acquire other companies instead.

47.   He said the mortgage lenders will receive full payment.

48.   He mistakenly thought that his mortgage lender received his payments as soon as the money left his account.

49.   He voted for a measure that clears the way for questionable mortgage lenders to use bankruptcy laws to take the homes of customers.

50.   Hong Kong bank stocks, battered by a price war among mortgage lenders, may be headed for a comeback.