41.   Silipigno may have been inspired to enter the mortgage business by his father, who worked in management with a national lender, Dare said.

42.   So the parent company is renewing its effort to sell its reinsurance and home mortgage businesses.

43.   That has made the mortgage business ripe for the advantages enjoyed by national providers.

44.   The bank has combined forces with others to participate in the mortgage business and the credit card business.

45.   The earlier sale to Chase is part of broad consolidation in the mortgage business, where smaller companies find it unprofitable to make the big investments needed to compete.

46.   The effect of previous increases in long-term interest rates hurt the mortgage business.

47.   The mortgage business, which, because of its shrinking profitability, is increasingly dominated by big players able to churn out large numbers of those loans.

48.   The only area of the bank that reported a lower profit was the mortgage business, which felt the effects of rising interest rates.

49.   The purchase is part of a sweeping consolidation in the mortgage business, where smaller companies find it unprofitable to make the big investments needed to compete.

50.   The purchase of CitFed brings Fifth Third some strength in increasing its mortgage business.