41.   And by one theory, a lone money manager had devised a complex bet that backfired, sending the whole market up.

42.   Analysts, money managers and others are split about the possibility of an IBM-Novell acquisition.

43.   And arithmetic tripped up computers and money managers alike.

44.   And his optimism is shared by many money managers and analysts.

45.   And maybe no two money managers are more different.

46.   And money managers also need to reinvest the interest income and cash they get as bonds mature.

47.   And money managers still have plenty of cash to spend.

48.   And it may be winding down, money managers said.

49.   And it made me all the more determined to round up his accounts and consolidate them with a good money manager.

50.   And given its do-it-yourself philosophy, its chief investment officer has more to do than many conventional money managers.