41.   A Greenspan hallmark has been to try to anticipate changes in direction by raising or lowering rates in small, frequent steps.

42.   A cut in U.S. rates would give European central banks more scope to lower their rates soon.

43.   A takeover target itself, Hubco prefers to acquire customers by buying banks than to lower loan rates and pay higher deposit rates, Puglisi said.

44.   A weak December retail sales report from the Commerce Department added to optimism that the Fed has room to lower rates, analysts said.

45.   A strengthening economy could prevent the U.S. central bank from lowering rates, as it has done three times since last July.

46.   A study by the Insurance Research Council, a trade group in Wheaton, Ill., indicated that many Americans are willing to lie to lower their rates.

47.   A sustained world recovery will not significantly lower unemployment rates in industrial nations unless they become more open to market forces, the International Monetary Fund said.

48.   Advocates for the vast majority of nursing home residents, who receive Medicaid insurance, said the idea is to lower liability rates by improving the quality of care.

49.   After the Fed lowered rates two days ago, investors grew concerned that the economic weakness that prompted the cut would hurt profit growth.

50.   Also, on Monday, rates at the treasury bill auctions are expected to drop after the central bank lowered the rates for some of its RRPs, yesterday.