41.   That money has not yet been paid to the Korean government.

42.   The banks want a guarantee from the Korean government before they commit, bankers said.

43.   The banks are holding out for a guarantee from the Korean government that covers some private debt before they arrange the new loan.

44.   The FAA provided no details on how the Korean government had fallen short.

45.   The Korean government denies this.

46.   The Korean government helped its cause by saying it is ready to sell at least one commercial bank to foreign investors.

47.   The Korean government owns Hanjung through stakes held by the state-run Korea Electric Power Corp. and the Korea Development Bank.

48.   The Korean government, by contrast, has tentatively agreed to such guarantees, though it wants to keep them to a minimum.

49.   The Japanese proposals will likely include a plan to extend the term of the loans as long as they are guaranteed by the Korean government.

50.   The Korean government also plans to cut back its use of commercial banks as policy instruments to support monetary policy, a perennial blight on earnings growth.