41.   Creating private investment accounts now would give future retirees a more comfortable and dependable source of retirement income, Bush said.

42.   Democratic control further reduces the prospects of a Social Security overhaul to create private investment accounts, another item on the Bush agenda.

43.   Each month billions of dollars are pumped into both index and actively managed mutual funds through retirement programs, college savings plans, and other investment accounts.

44.   Earning retirement dollars through a private investment account would require a certain amount of investment savvy and plain old good luck, he said.

45.   Gramlich advocated raising payroll taxes and establishing individual investment accounts owned by workers but managed by the government.

46.   Goldstein pointed out that many brokers were wary of that account at first, because it made withdrawing money from an investment account so easy.

47.   He called for creating personal investment accounts in the Social Security system.

48.   Have a paper listing of all investment accounts, credit cards, and other financial obligations, including account numbers, payment addresses, and amounts due or deposited.

49.   He has been managing investment accounts privately since his departure.

50.   He has not said how he would fund his investment accounts.