41.   DeCurtis had had eye surgery twice, but apparently paid for it out of pocket rather than filing insurance claims with New Jersey Transit, investigators said.

42.   Delays in paying Medicare claims come on top of a great public outcry over delays in payment of private insurance claims by some companies, including Oxford Health Plans.

43.   Doctors say breast-fed babies tend to be healthier, which makes for fewer insurance claims and less missed work on the part of mothers.

44.   During the visit, calamity strikes and the beneficiary files an insurance claim.

45.   During the investigation, Ferranti withdrew the insurance claim.

46.   Even after years of fighting suits, tobacco companies have yet to file major insurance claims.

47.   Even before it could be bought, Mrs. Kimes was submitting an insurance claim for such a computer, saying it had been stolen from her car.

48.   Fewer large insurance claims have translated into lower insurance rates for consumers, businesses and doctors, he says.

49.   First-half earnings fell at Bamerindus Companhia de Seguros because of large payouts for car insurance claims, said Jose Luiz Osti Muggiati, a Bamerindus director.

50.   For example, he directed their many routine concerns to the heads of state agencies, such as their requests for reviews of insurance claims that had been denied.