41.   He said institutions would have all the equipment and instructions necessary to meet a January deadline for implementing the program.

42.   How balanced a view of history should publicly supported institutions have?

43.   If an influential analyst downgrades a stock, its price often falls, usually before institutions have time to get out.

44.   If stock prices are low, however, then financial institutions will have to acknowledge losses on their stock portfolios, which would only worsen the crisis.

45.   In the past three weeks, all three institutions have had their federal money frozen because of serious health and safety problems.

46.   In the wake of those failures, some small financial institutions had difficulty borrowing funds from the money market, but not anymore, Homma said.

47.   Indeed, most institutions had to wait until Friday because they had to close out their year-end books before embarking on the euro project.

48.   Insolvent and weak institutions will simply have to merge, be purchased or disappear in an orderly fashion, he said in an interview.

49.   In the scramble to survive, many cultural institutions have had to find commercial partners and, as Rozhdestvensky argued, dumb down their offerings to get audiences.

50.   Instead, Helms said, the institutions should have to go to battle every year in the appropriations process in which Congress decides which programs should get federal money.