41.   Amtrak had hoped, vainly it turns out, that reducing the frequency of train runs could improve efficiency and save some endangered routes.

42.   Among other things, banks have already made the easiest fixes to improve efficiency and must spend increasing amounts to maintain market shares, Mayo contended.

43.   And many have improved their efficiency so much that productivity gains are outpacing the still modest rise in pay levels.

44.   Another way to improve battery efficiency is to alter the computer software used in charging devices.

45.   Annan proposes to combine overlapping departments, cut the budget and bureaucracy and improve efficiency.

46.   As a result, efficiency is improved and there is less chance problems will fall through the cracks.

47.   At the same time, manufacturers continue to compete on prices by holding down production costs and improving the efficiency of their plants and employees.

48.   Banks rose after an adviser to president-elect Kim Dae Jung said the new government will allow massive layoffs in the industry to improve efficiency.

49.   Belote said Litton plans to save money by improving efficiency in areas of common practice such as materials purchasing and human resources.

50.   -- Expanding the use of technology, including electronic fund transfers to prevent fraud and improve efficiency.