41.   Bank One spokesman Steve Roman said the ads are simply meant to prompt customers to consider retirement investments that would pay higher returns in the long run.

42.   Banks also saw many depositors leave, seeking higher returns for their money through other investments.

43.   Banks are turning to new businesses including brokerage services and asset management as they can offer higher returns than lending without requiring a lot of capital.

44.   Banks are eager to buy securities firms as the decades-old walls separating commercial banking and investment banking, which has higher returns, come tumbling down.

45.   Besides, higher risk is an inevitable counterpart of higher returns.

46.   Bond prices fell as traders sold futures to hedge against the risk more money would flow overseas in search of higher returns, he said.

47.   Bondholders demand higher returns when inflation accelerates to compensate for the drop in their purchasing power.

48.   Both have racked up gains as investors sought out their higher returns relative to larger stocks.

49.   Bond funds with ultra-short-term holdings can offer higher returns than money market funds with similar liquidity but costs are typically higher, too.

50.   A decline in German interest rates would benefit the dollar, as investors seek higher returns on their deposits.