41.   But some researchers studying the issue say they have been personally sobered by the unforeseen consequences that can arise when seemingly healthy people sign up for a screening test.

42.   But the same bacteria cause only minor illnesses in healthy people, and researchers at various institutions have been trying to find out why.

43.   But the Congressional Budget Office said that healthy people were more likely to set up such accounts.

44.   But there are no licensing requirements or regulations for the deals with generally healthy people.

45.   But under current laws, by self-insuring, employers shrink the pool of healthy people available to spread the cost of expensive illnesses.

46.   But there are young, healthy people out there reading the obituaries and keeping score.

47.   Companies also face the legal liability that comes with exposing healthy people to the risks that even the safest vaccines carry.

48.   Consumption of a very small dose can result in life-threatening illness in otherwise healthy people.

49.   Cramped quarters force healthy people to live alongside sick ones suffering from rashes, infections and conjunctivitis, and women must sleep beside men they hardly know.

50.   Critics worry that they will lure healthy people to private insurance and leave Medicare with the sickest and costliest patients, driving up their premiums and taxpayer costs.