41.   Donors also stressed the importance of increasing the efficiency of investment, development for rural areas and raising domestic savings.

42.   Financing investment with domestic savings is less risky than using foreign loans, said Gil Bertrand of the Department of Finance.

43.   He also stressed the importance of promoting domestic savings in order to spur sustainable growth.

44.   He also urged the Chuan government to demonstrate stronger leadership by mobilising a comprehensive programme to raise domestic savings, mandatory or voluntary.

45.   He said the funds needed for this imporvement must come from foreign investments and domestic savings.

46.   High interest rates may not really encourage domestic savings if the ringgit is weak.The rich will park their money offshore.

47.   It added, the development of the bond market will make effective use of high domestic savings and at the same time achieve stable economic growth.

48.   Malaysia also has a higher household domestic savings ratio by virtue of the long-established Employees Provident Fund.

49.   More worrying than the growth rate, Stals said, was the low level of domestic savings and the continued lack of progress in creating jobs.

50.   Officials say China will tap an array of sources, including international markets and domestic savings deposits.