41.   Neither he nor a Miami collection agency hired by Simpson Honda of Bozeman, Mont., however, can find evidence that it now has any of that.

42.   Officials say they have no information about any judgments against Green or any pending actions by collection agencies.

43.   Patients and their insurers disagree about what services are allowed, and haggle for months while the collection agencies swoop down.

44.   Payday lenders thus enlist justices of the peace to act, in effect, as their collection agencies.

45.   Republican congressional leaders launched an effort to overhaul the troubled Internal Revenue Service today, and endorsed a call for greater independence for the tax collection agency.

46.   She pokes the letters she finds there, noting the return addresses, especially the ones from collection agencies, before a building clerk asks her to leave.

47.   She thinks collection agencies are a rip-off.

48.   Still other libraries have hired collection agencies and instituted automated phone systems to call people with a recorded message that they have stuff overdue at the library.

49.   Such schemes usually rely on either exact withholding, which does away with refunds, or a reconciliation by the collection agency, which sends taxpayers a statement.