41.   Large banks, on the average, also devote relatively modest amounts of their portfolios to small business loans.

42.   Many home equity and credit card loans are tied to the prime, as are certain business loans, especially for small- and medium-sized firms.

43.   Many seaside businesses have applied for federal small business loans to keep them afloat during the closure, Wright and Miller said.

44.   Merrill Lynch already provides home mortgages and business loans.

45.   Mortgage rates, car loan finance charges, and rates on business loans also declined.

46.   Most proprietors of those resorts say they will reopen with money from their flood insurance, as well as FEMA funds and business loans.

47.   Of all the savings institutions, Great Western has made the greatest strides toward becoming more like a bank, offering checking accounts and business loans.

48.   Not only is demand off for business loans, but some claim banks have raised the credit-standard bar too high for many small businesses.

49.   One thing that will not change is that local bankers will make most of the decisions about business loans.

50.   Ratajczak also notes that some business loans, particularly those to rapidly growing technology firms, are based on the market values of those companies.