41.   Companies are moving to take advantage of relatively low borrowing rates, which many traders say might be short-lived.

42.   Companies have been eager to raise funds in the corporate bond market recently because borrowing rates are relatively low and demand among investors remains strong.

43.   Consumer borrowing rates are slower to fall.

44.   Corporate borrowing rates surged to seven-week highs as banks curbed lending to protected their own finances.

45.   Companies are lining up to take advantage of the lowest borrowing rates this year.

46.   Companies use Treasury yields as a benchmark for their borrowing rates.

47.   Consumers would pay more for mortgages, credit cards and automobile loans, too, since Treasury rates are the basis for those borrowing rates.

48.   Corporate bonds have fared well in the face of recent volatility in Treasury bond yields -- the benchmark companies use to set their borrowing rates.

49.   Credit spreads between their borrowing rates and their lending rates have narrowed dramatically, further compressing how much they make by financing car purchases.

50.   Declining deficits have given the Federal Reserve more room to keep interest rates low without spurring inflation, and that has meant lower borrowing rates for all Americans.