41.   Big banks are making it tougher for businesses and consumers to get loans, according to a Federal Reserve survey.

42.   Big banks are also making a stronger push to reach women entrepreneurs.

43.   A Challenge spokesman said his bank would be making no comment.

44.   A fifth of U.S. exports go to Latin America, and American banks have made big loans to Brazil.

45.   A UBS official said the bank may make public some executive changes that day.

46.   Additionally, the strides banks are making to cut costs through mergers and branch closings will help drive earnings higher.

47.   After all, some other bank would make the loan.

48.   Brown said banks often made it easy to transfer money electronically to attract more customers.

49.   But America cannot condemn corruption abroad while allowing its own banks to make fortunes off it.

50.   But banks had made similar predictions last year, only to reverse their forecasts because of stiffer regulatory rules and a persistently recessionary economy.