31.   Everyone in the group has been traced to previous addresses in Brooklyn and New York City when the policies were sold.

32.   Few policies are sold this way, but Schwab is entering the field in May.

33.   Five years ago, a half-dozen insurers sold medigap policies in Massachusetts.

34.   Fleet, like most banks, currently sells life insurance policies with some loans.

35.   Group policies are sold to corporations, which, in turn, provide coverage to their employees.

36.   Hartford Life Insurance Co. and AIG Life Insurance Co. sold the policies to Wal-Mart.

37.   He said the company set objective criteria for participation in discount plans and did not pick and choose who would sell its policies.

38.   He was insurance salesman Al McCallum, and he was trying to sell a policy to a client over lunch.

39.   Higher ratings help insurers sell policies to corporations that will buy only from high-rated insurers.

40.   His group has reported that some companies sold life insurance policies on slaves with the master as the beneficiary.