31.   Among other proposals, it says the government should cut pension payments to retirees, raise the retirement age and reduce public works spending.

32.   Americans drawing near retirement age today are saving less than their parents did at the same point in their lives.

33.   Among them are a slight increase in the retirement age or an increase in the income or the number of workers subject to the Social Security tax.

34.   An array of recent polls show that Americans steadfastly oppose propping up the system by increasing taxes, reducing payments or raising the retirement age.

35.   Among them are standardized health insurance, life insurance, severance pay, full playoff shares and a lower retirement age.

36.   And contrary to the popular image of age discrimination involving someone hanging on well past retirement age, the victim is more likely to be younger.

37.   And Crandall will reach retirement age in about five years.

38.   Analysts noted that Bristol-Myers has no mandatory retirement age for its chairman, which would allow Heimbold to remain in the post longer than expected.

39.   And more people want to keep working after retirement age.

40.   And the fact Holyfield is pushing retirement age has to become a factor sooner or later, even with a remarkable physical specimen like Holyfield.