31.   And in an era when the voter participation rate is scandalously low in most states, no state consistently enjoys a higher rate than Oregon.

32.   And it gives you better fuel economy and generally lower insurance rates than four-wheel drive.

33.   And some doctors might have to take patients in plans that reimburse treatment costs at lower rates than their other plans.

34.   And sales through Schwab to that segment, he added, are growing at a faster rate than direct sales through the supermarket.

35.   And small business is growing at a much faster rate than big business, as far as employees are concerned.

36.   And, the Buffalo area has been adding jobs at a much slower rate than the state has over all.

37.   And you can almost always count on a full-service bank offering a more favorable rate than conveniently located counters in airports and train stations.

38.   Another government concern is that the Palestinian population in Jerusalem has been growing at a greater rate than the Jewish population.

39.   And yet he seems far more willing, as throughout his time as Fed chairman, to cut rates than to raise them.

40.   As a result, Continental today enjoys much more flexible work rules and lower wage rates than its rivals.