31.   And few expect long rates to rise as much as short ones.

32.   And in annual terms, the inflation rate has risen only twice in the last eight years.

33.   And in San Francisco, where AIDS trends historically emerge, infection rates are rising.

34.   And oddly enough, some of these homeowners are coping by refinancing into another adjustable-rate loan, well aware that their rates could rise again.

35.   And not all corporate treasurers are sure rates will rise.

36.   And overtime rates have risen.

37.   And the inflation rate might rise.

38.   And the inflation rate would rise alarmingly.

39.   And with evidence that infection rates are rising among young men, the focus can no longer be solely on people with HIV.

40.   And workers are feeling the pinch of higher rates as the government reported Friday that the jobless rate rose.