31.   DiIulio referred to recent reports from New York, Houston and a number of other large cities that their crime rates have dropped in the last few years.

32.   Divorce rates had dropped for the first time in decades.

33.   During the summer, the rates can drop dramatically for bookings Fridays-Sundays.

34.   During this era of sustained growth, the inflation rate declined significantly even as the jobless rate dropped substantially.

35.   Financial companies like American Express Co. benefit from healthier profit margins when rates drop.

36.   Financial companies such as American Express Co. benefit from healthier profit margins when rates drop.

37.   For her part Ms. Hyatt said she remained firmly committed to her promise not to vote for Whitman unless auto-insurance rates significantly dropped.

38.   Financial companies like American Express benefit from healthier profit margins when rates drop.

39.   For one thing, Americans spent virtually all of their income this summer, and the official savings rate dropped to virtually zero.

40.   Freight rates have dropped sharply and sailing schedules are being trimmed, even as the war on terrorism pushes up insurance premiums.