31.   Another study, by the Wirthlin Group, said the biggest reason people chose cremation is to save money.

32.   As a result, younger people are increasingly choosing a cruise for one of those shorter vacations.

33.   As more people chose their bulbs for deer resistance, interest in alliums, or flowering onions, continues to grow.

34.   Because of an increase in golf fees, accessibilty and the difficulty of the game, many people choose not to pursue it.

35.   Because of the cost and inferior coverage, advocates say, some people choose to go uninsured.

36.   A will is the cornerstone of estate planning, although some people choose a living trust as the method for transferring assets to beneficiaries.

37.   All too often, people choose a franchise for emotional reasons instead of hard-headed financial ones.

38.   All of the assessments are self-selection, which means that people choose the response, generally to a two-choice question, which they believe fits them best.

39.   Boone studies social dilemma theory, which examines why people choose to cooperate with each other.

40.   But as more people choose to live away from business centers, he added, companies who want the best workers will have to adapt.