31.   And since conservation-oriented payment methods such as capitation have failed to catch on, physicians and hospitals continue making more by doing more, unchallenged by anyone.

32.   And small, affordable cars, like the boxy Suzuki Alto already made by Changan, are the fastest-growing segment of the market.

33.   And he plans to remember all the people who waited for him to make it by forgetting them when he does.

34.   And where Alan Greenspan once made his reputation by studying obsure railroad car statistics, today a South Georgia farmer can read economic data on his wireless Palm Pilot.

35.   And they require that any officer surrender to the company profits made by buying and selling within a six-month period.

36.   Another photograph showed tire marks he had made by riding a bicycle through a puddle.

37.   Aside from membership fees, Krim said he hopes to make money by selling advertising and seeking sponsorship for his services.

38.   At heart, they are among the thousands of new business practices made possible by technology.

39.   At present, speech recognition software is an application product, sold separately, made by companies including Dragon Systems and IBM.

40.   Banks, which make money by borrowing at low rates and lending at higher ones, were among the gainers.