31.   But others dismiss the idea that the unspent money somehow reflects larger problems.

32.   But several insurance industry experts said that fraud and uninsured motorists were only a small part of a larger problem.

33.   But technologists say that the Microsoft patent is a worrisome symptom of a much larger problem.

34.   But that calm belies larger problems facing the Bush administration, which must now grapple with an array of immigration-related challenges, including a border strategy.

35.   But the identification of medical trouble is only part of a larger problem.

36.   But the larger problem -- whether abortion should be part of any standard benefits package -- remains.

37.   But there is a much larger problem to the north.

38.   But the Green Bay players did not look at the loss as symptomatic of a larger problem that will hinder their run at a Super Bowl championship.

39.   But the larger problem is that many software developers have abandoned the Mac for the bigger and more lucrative Windows market.

40.   But the two Berkeley students saw the initial code-breaking success pointing to a larger problem with the program.