31.   And cut at notable savings to the public, which picks up the AIDS tab either through higher insurance premiums or public health costs.

32.   And car insurance premiums have already begun to reflect a change in the long-standing discrepancy between rates for youthful male drivers and those for their female counterparts.

33.   And the prospect of higher co-payments and insurance premiums has spurred politicians to press for restraints on the cost of outpatient services.

34.   Another problem, he said, stems from insurance premiums paid by builders seeking to protect themselves from lawsuits filed by homeowners groups.

35.   Any benefits would be outweighed by soaring costs, however, including rising insurance premiums for her three dozen employees.

36.   As it turned out, both claims and insurance premiums began declining, which reversed a decade-long trend.

37.   At the same time, they said, doctors face escalating overhead costs, especially for liability insurance premiums.

38.   Bradley would allow people to use the tax credits, which would be paid in advance directly to insurance companies, to pay for insurance premiums.

39.   -- Community rating of insurance premiums would raise costs for currently insured populations who are young, male and healthy.

40.   - Insurance premium increases were fueled by higher spending for prescription drugs.