31.   Because most mortgages do not last more than seven years, the borrower essentially gets a fixed rate at a discount.

32.   Because Islamic banks invest with their customers rather than lend to them, the risk of losing principal is greater and there is no fixed rate of return.

33.   Because the fixed rate is not pegged to anything, Treasury officials set it at a level that reflects the current economic activity and the interest rate climate.

34.   Belgian banks are particularly sensitive to short term rate moves as much of their lending is done at fixed rates and financed through variable rates.

35.   Both are issued and backed by the U.S. government, and both promise to pay a fixed rate above inflation.

36.   -- Binding estimates, with a fixed rate, regardless of weight or distance.

37.   A balloon loan has a fixed rate for a given period of time, after which the borrower must repay, or refinance, the outstanding principal balance.

38.   A fixed rate is seductive, reducing the need for traders to hedge against currency risks and serving as a buffer against import-fueled inflation.

39.   A home equity loan usually has a fixed rate and a set repayment schedule.

40.   Alternatively, they can adopt an absolute fixed rate versus a major currency.