31.   Bickering, bullying, backstabbing and boredom can test the members and put them at financial risk.

32.   Both companies insure other insurance companies to minimize financial risk.

33.   -- Have a legal document that spells out the details of the arrangement, including how the financial risk will be shared or how the partnership might be ended.

34.   A case can also be made, however, for taking some financial risks as you head toward the big double-zero.

35.   A doctor-created health plan would assume the financial risk of treating patients, which stops doctors from overcharging and thereby driving customers into rival plans.

36.   A crash makes it look as though those yelling traders are the source of financial risk.

37.   Both companies blamed their actions on losses from California operations, a hostile regulatory climate and the financial risk of future earthquakes.

38.   Bush and Gore promise to protect current beneficiaries with phase-ins of their plans, leaving the potential financial risks and gains to fall on those years away from retirement.

39.   But as a student trustee as well, he thinks the financial risks would have been too great.

40.   But Anderson said the financial risks in farming and ranching are far greater today.