31.   Falling rates would boost profits of companies that lend money by enabling them to keep more of the money that they take in on loans.

32.   Falling rates, though, might do the trick, since as bond yields drop, they become less and less attractive investments versus stocks.

33.   Falling rates also attracted more investors to mutual funds, leading to a jump in commissions for Santander.

34.   Falling rates also cut the cost of paying depositors faster than it reduced the amount banks made lending -- boosting profitability further.

35.   Falling rates also make the returns from stocks more attractive than that from bonds.

36.   Falling rates also trim borrowing costs for companies and consumers and, thereby, give corporate profits a boost.

37.   Falling rates and a rising tide of early repayments hurt mortgage bond investors because they get their money back early and have to reinvest at lower rates.

38.   Falling rates are also spurring homeowners to refinance their mortgages.

39.   Falling rates are good for companies because they are able to borrow money at lower costs, keeping more money in the form of profits.

40.   Falling rates boost corporate earnings by making it less expensive for companies to repay debt.