31.   Small numbers of women enter male-dominated fields like the construction trades, but most pursue traditional office and health-sector careers, experts point out.

32.   Some experts point to factors that weigh against a Saddam Hussein-Osama bin Laden connection.

33.   Some farming experts point out that agricultural research vastly improved farm output in the United States and overseas.

34.   Some experts point to preliminary research that shows the use of computers can improve test scores in some situations.

35.   Some military experts point out that Kidds could be sold to Taiwan immediately.

36.   Some experts point out that few new U.S. presidents have been quickly embraced by Europe, which traditionally dislikes change in the White House.

37.   The market is undergoing change, the experts point out.

38.   There is some truth to this, but experts point out that an efficient dehumidifier can easily evacuate the small amount of water drawn in through the walls.

39.   Variable annuities are considerably more pricey than straight fund investments, the experts point out.

40.   Experts point out that the law that created the system took into account the volatility of markets and set rules to prevent excess risks.