31.   Further industry consolidation is expected as capital hungry life insurers are bought by others looking to expand their base.

32.   German stocks were mixed after Asian shares held gains and as traders expect U.S. shares to rise.

33.   Holiday gifts should be a personal gesture from the heart, not an automatic payment that people expect as a matter of course.

34.   How should we expect you as journalists to frame the right questions and answers for our policymakers?

35.   Hundreds of thousands of dollars have been raised already, with even more expected as the trial draws to a close.

36.   I expected as much.

37.   I like that it started out as what I expected it to be, a witty satire of some of the shallow suburban values and lifestyles.

38.   I might have expected as much.

39.   If you want to know what to expect as you grow older, look at your parents and grandparents.

40.   In the second quarter, Unisys posted earnings that were lower than expected as sales growth failed to gain momentum and costs went up.