31.   Larger hotels generally exchange major currencies, but offer a poorer rate.

32.   Now BayBank branches across the state exchange foreign currency.

33.   Regulations announced earlier this month are supposed to make it easier for foreign businesses to exchange Chinese currency.

34.   Several black market exchange outlets were also shut, leaving people with no place to exchange their currency.

35.   Such correspondent accounts let banks do business in countries where they have no physical presence, providing each other services such as transferring funds or exchanging currencies.

36.   To exchange foreign currency for the purpose of travelling for educational purposes, an education certificate is needed.

37.   Until now, foreign currencies could be exchanged only at authorized banks.

38.   Until now, only authorized banks and some big hotels could exchange foreign currency.

39.   The second date represents the final date for exchanging national currencies at commercial banks.

40.   The third date represents the final date for exchanging currencies at central banks.