31.   I found it difficult to adjust to the advance planning required and wound up using electronic payments for only about two-thirds of my bills.

32.   If a company or person is unable to receive an electronic payment, the Postal Service will print and mail a paper check.

33.   In addition, the Treasury said it would explore ways to move toward a system of electronic payment that would allow taxpayers to use credit or debit cards.

34.   In what could be a future force in this business, the International Business Machines Corporation and a group of banks are forming an elaborate network for electronic payments.

35.   In the real world, it hardly ever works that way, because very few companies are equipped to handle direct electronic payments.

36.   It accepts electronic payment from the federal government, which speeds up an otherwise slow process.

37.   Intuit plans to link the banks through its Intuit Services Corp. unit, a payment-clearing company that will process the requests for electronic payments.

38.   Just pop your cash or check in the mail, or better yet, click a link and send an electronic payment via your credit card.

39.   Knowing that money is paid out of an account right away can help online customers if they want to make last-minute electronic payments, he added.

40.   Many utility companies and merchants are not set up to receive electronic payments.