31.   Deere said the decline reflects its decision to hold back shipping to dealers to until customers actually need the products to streamline its distribution.

32.   Drug companies using price increases in this way can sell more drugs than customers actually need, at least for a time.

33.   Even as their parent Lebanese banks plan to move into Syria, branch managers say Syrian customers will need three years before they feel secure enough to switch.

34.   For life insurance, customers need to get a medical examination.

35.   For one thing, perhaps for the first time since the invention of the computer, technology is outpacing what customers need from it, industry executives say.

36.   For a market system to work, customers need information to evaluate options.

37.   For that, a customer needs to pursue an arbitration claim against the broker.

38.   Gallo explained that since this is a new fabric, customers need to be educated about it before it will be successful.

39.   Grosshandler, who says he is a big believer in personal responsibility, quarrels with the idea that his customers need a lot of hand-holding.

40.   He said customers need to know immediately if their efforts to conserve power are working.