31.   The company bets that it will earn profits anyway by shifting those costly patients.

32.   The company is betting that customers will be willing to pay more for simplicity and ease of use.

33.   The company is betting that it can set up its own network without actually owning many wireless services.

34.   The company is betting that the governments of developing countries will be willing to spend a little more to ensure that the houses get built quickly.

35.   The company could be betting that gold prices will keep rising and it can get more for its output later.

36.   The company is betting that it can perfect human cloning, creating embryos not for reproductive purposes but as a source of stem cells.

37.   The company is betting that the lower memory prices will help spur buying.

38.   The company is betting banks will want to offer Gainsco property and liability coverage, and funnel its personal used-car policies, to car dealers.

39.   The company is betting on continued growth by courting the contractor market.

40.   The credit card companies are betting that other credit companies worldwide will adopt the bank card standard.