31.   Some Wall Street firms covet trust and custody businesses, a commercial banking preserve.

32.   Thanks to bruising competition, profits from commercial banking in Germany have long been anemic.

33.   The bank will form two company-wide units -- consumer banking and commercial banking -- to replace separate banking units in each state where First of America operates.

34.   The company offers consumer and commercial banking, trust services and insurance.

35.   The government has been gradually initiating Western-style policies such as allowing the use of dollars, expanding commercial banking and allowing limited private enterprise.

36.   The idea is to provide nationwide commercial banking, retail banking, investment and consumer finance businesses.

37.   The House banking bill would repeal sections of the Depression-era Glass Steagall Act, which largely separates commercial banking from securities underwriting.

38.   Their commercial banking parents are focusing on lending after failing in the past decade to build businesses that could serve the global needs of corporate clients.

39.   UnionBanCal would be a prime takeover target because of its statewide presence and balance of consumer and commercial banking businesses, analysts and investment bankers said.

40.   Washington Mutual gets into commercial banking through an established and proven company.