31.   Some former clients say their own experience led them to doubt those claims.

32.   Some big Merrill clients say they have long received research on line.

33.   Some former clients said they believed that even though the women apparently lived modestly, their motivation seemed to be money.

34.   The client says that she will be with her husband, who will be wearing a dark green nylon jacket.

35.   The client simply said he was looking for a job but the company is investigating the request.

36.   The lawyer, Jeff Sponder, added that his client said that his car caught fire sometime later rather than immediately.

37.   This was done, the clients say they were told, so the money could be pooled and used for large, profitable trades.

38.   Whyte said one prospective client could not say how much cash it had to meet its payroll and other operating expenses.

39.   Yet two prominent clients have already said they will not give Daiwa any new funds to manage.

40.   You can still make funny faces when the client says something incredibly stupid.