31.   Should I buy long-term care insurance?

32.   So they buy long-term care insurance when they can barely afford it.

33.   The market has come up with private long-term care insurance.

34.   The most interesting part of the plan would have the federal government offer long-term care insurance to its employees.

35.   The measure also would provide tax incentives to buy long-term care insurance.

36.   These include efforts to make long-term care insurance tax deductible and to create tax incentives for people to open medical savings accounts to pay doctor bills.

37.   They also could be used to purchase long-term care insurance.

38.   They disagree on when to buy long-term care insurance.

39.   Timmermann said the cost figures could help consumers decide where they should retire and whether they should obtain long-term care insurance.

40.   To protect assets from nursing homes, more elderly people are turning to long-term care insurance.