31.   But the directors can also meet with potential bank customers and involve themselves in any issue.

32.   But the impact on First Fidelity employees and bank customers will be moderate.

33.   But the recent makeover worked so well that many bank customers now ask for a debit card.

34.   But the survey also found that nearly three-quarters of bank customers made no changes following a merger.

35.   But various studies show that most bank customers do not understand the distinction.

36.   But when bank customers report such a loss from their accounts, they should be prepared for some pretty tough questions.

37.   By the time the deal is concluded, a large number of local bank customers will wake up to find they are doing business with a new bank.

38.   Consumer activists say the average bank customer will be feeling some pain if the merger happens.

39.   Consumer advocates say, however, that with the government unlikely to afford adequate protections, bank customers must be wary.

40.   Consumer advocates immediately let loose with full-throated howls over the proposal that they say does not adequately protect bank customers who buy insurance.