31.   To compete internationally, banking analysts say, the Italian banks need to resolve problems of internal organization and lagging technology.

32.   As many as five other commercial banks are suffering solvency problems, according to banking analysts.

33.   Banking analysts say that if banks narrow their interest-rate spreads, they will lock in less profit.

34.   Banking analysts believe the Sophonpanich family needs additional money to steer BBL through the current financial crisis.

35.   Banking analyst Laksamana Sukardi looks into the phenomenon.

36.   Banking analysts have said that market reaction -- after Chinese New Year and Moslem Idul Fitri holidays -- would be critical.

37.   Joining his team of analysts will be Dave Trone, another former Credit Suisse banking analyst.

38.   Kawee Chookitkasem, banking analyst with CNS, said that banking stocks will be good for long-term investment after all local banks complete their recapitalisation.

39.   Nikko Securities banking analyst Steven Thompson said some of the smaller banks based here have lower operational costs and overheads compared to the big local banks.

40.   Future earnings of the widely diversified group are expected to soar once UMBC emerges a major contributor, banking analysts said.