31.   Both averages were the highest in nearly a month.

32.   Both testing services caution that because test-takers are unrepresentative of all seniors, averages can be misleading.

33.   A stock market average is simply the arithmetic mean of a group of prices.

34.   A spokesman, Michael Sternesky, said on Friday that it was too soon to tell what the average saving was.

35.   A year ago, the Dow Jones industrial average was way ahead of the overall market.

36.   Actually, his average is down.

37.   After the game, that average was worse.

38.   All the major market averages are down for the year, the third consecutive year of falling prices.

39.   All the other market averages were down sharply as well.

40.   All major stock averages are now at their highest points since March.