31.   Citibank takes a slightly different approach by focusing almost exclusively on retirement.

32.   Clinton is quite right to say that a voluntary approach by the tobacco industry will not work.

33.   Farm groups representing American wheat farmers are resigned to a more market-oriented approach by the administration to the wheat issue.

34.   First Chicago took a tough approach recently by charging fees for using tellers.

35.   For Repsol, the prospect of an unwanted approach by ENI appears distasteful.

36.   He needs to back up his approach by pledging to veto any bill that strips poor families of all federal guarantees of cash and food assistance.

37.   However, transcripts illuminate a meticulous approach by the attorneys, who questioned each student about each alleged condition in each class in each grade, one by one.

38.   History shows that an absolutist approach by religious groups in a pluralistic country endangers the common bonds holding society together.

39.   In a uniquely gracious approach by a dissatisfied customer, Farb insisted that a group of vegetarians prepare and haul a multi-course vegan feast to The Kansas City Star.

40.   Last week, LaMagna introduced a new sales approach by offering his products to national chains for the first time.