31.   Nippon Credit Bank Ltd. denied market speculation that the ailing bank will reduce its capital.

32.   One big reason Japan has been holding down interest rates is to help its ailing banks.

33.   So he went to work for the Boston-based Kellett Group, buying small ailing banks and turning them around.

34.   That recession forced overextended businesses to retrench and ailing banks to call in huge real-estate loans.

35.   That review is important mainly for determining whether ailing banks are put on special lists for close observation and for possible closure by regulators.

36.   The collapse heightened fears more ailing banks and brokers may go under.

37.   The Bank of Japan has kept interest rates at or near historic lows since last year in order to jump start the economy and aid ailing banks.

38.   The DOLLAR fell against the yen yesterday on renewed hope that Japan would bail out its ailing banks.

39.   The Finance Ministry debuted a plan to aid ailing banks last week which was quickly dismissed as inadequate by investors and analysts.

40.   The dollar also could be held back by concern that Japan may sell U.S. Treasury bonds to raise funds needed to help its ailing banks.