31.   It is possible, however, for an America Online account holder to exchange electronic messages with someone who does not have an account on the system.

32.   Lawyers predicted that thousands of account holders would quickly file new suits to recover their money.

33.   Now the firm says it will allocate IPO shares to its private account holders in the same way it does to corporate accounts.

34.   Now she has become a leader of a group of Citibank account holders who demonstrate outside the bank.

35.   One reason is that Roth earnings will deliver more money over time to the account holder than will a deductible IRA.

36.   Records were lost, customers were forced to put up with long lines and tens of thousands of account holders left for more efficient banks.

37.   Scolinos said the government is not seizing funds in blocked accounts or denying the account holders interest.

38.   So account holders must still keep a paper check ledger.

39.   Substantial medical expenses would be covered by high-deductible and relatively low-cost insurance policies that account holders would buy.

40.   Swiss laws forbid revealing information to anyone other than the account holder, short of a court order.