21.   Bush says he wants to preserve Social Security by allowing younger workers to keep a percentage of their payroll taxes and invest them in the stock market.

22.   Bush has proposed allowing younger workers to open private retirement accounts with some of the payroll taxes now used to fund the program.

23.   Bush promised to meet all obligations of Social Security, even while letting younger workers invest part of their contributions outside the system.

24.   Bush wrapped the mantle of Roosevelt around his own plan to divert some of the Social Security payroll tax to private investment accounts for younger workers.

25.   Buses are an economical option for financially strapped younger workers and college students.

26.   Bush has proposed allowing younger workers to divert some of their payroll tax into personal investment accounts.

27.   Bush said his plan would allow younger workers to manage some of their money in the private sector and take advantage of compound interest.

28.   But even if younger workers do eventually land a job at a big firm, they will find that it offers less security than in the past.

29.   But younger workers, he said, could choose to invest their Social Security money into personal retirement accounts that they alone would control.

30.   But, she says, few companies have noticed that there will not be enough younger workers to replace them.